PayMoney v3.1 - Secure Online Payment Gateway Free Download
pay money is an online payment gateway that ensures smooth and secure transactions. It will help to keep your account more secure & reliable. Enjoy safe online payments through PayMoney.
PayMoney v3.1 - Secure Online Payment Gateway Free Download udemy course free download:
Overview of PayMoney
- PayMoney is an online payment gateway that ensures smooth and secure transactions
- It will help to keep your account more secure & reliable. Enjoy safe online payments through PayMoney. This system is similar to larger payment services like PayPal or Stripe
- You can deposit money in a few minutes with multiple currencies and multiple payment gateways like PayPal, Stripe, CoinPayments and much more
- The main features of the application – Deposit, Payout, Transfer, Exchange, Request Payment, Ticketing system, Revenues, Merchants, Merchant Payment etc. If a user has any claim against any payment, he/she can claim to the defendant using Dispute.
Registered users can make deposit into payMoney. With our system payment methods, user can do deposit. User can select in which Wallet they want to deposit the amount.
It is possible transfer money to any registered or unregistered users. Unregistered users can see their money once they signup. Admin can block, refund for any illegal issues.
Registered users can request money to any Registered or Unregistered users. Request receiver has the option to approve the request or cancel it.
By pay Money, user can exchange any currency ‘From wallet’ to ‘To wallet’. Can set exchnage type as Local/API. Based on each currency exchange rate, amount will be converted and added on user wallets. Admin can see details about exchange in Currency Exchange.
Currently, we have 7 payment methods to deposit money – PayPal, Stripe, 2Checkout, PayUMoney, Coin Payments, Bank & Payeer. From Currencies->Payment method, admin can activate/deactivate payment methods.
Easily withdraw money from accounts. PayPal /Bank, how you want to payout your money? You have to set the Bank detailsin settings at first or, if it is PayPal just put your PayPal email address to payout money.
Fixed amount charge & charge percentage is revenue in PayMoney system.For transaction typeseach currency, admin can set few amount of charges from fees that will separately show in Revenues in admin panel. Only admin can see revenues.
Roles & permissions
As owner of this site you can add other user as admin providing permission to specific role.
Admin can add default group for site users. For group users, admin gives specific permission to each group.For example, Users may apply to be Merchant and admin can change his group to Merchant providing extra permission.
From settings-> preferences, admin can set Time zone, Date format, Money symbol, Thousands separator.
Admin can see each users login activity from activity logs.
Fees & Limits
Fees & Limits are the combination of currency and payment methods (Deposit, Transfer, Payout, Request payment & Exchange.). Fees are applicable as charge percentage & charge fixed where limit is the combination of minimum limit & maximum limit.
User can create merchants via this system. We have two types of merchant- Standard & Express.
In PayMoney Standard type user can create merchant and generate merchant payment form. By this form user will get the pay now option & do payment to merchant.
PayMoney Express Checkout gives your buyers a simplified and secure checkout experience using API that keeps them local to your website or mobile app throughout the payment process.
User can contact with merchant through Dispute option if user have any claim about their product. Administration can take action (Approved or Reject) discussion on both parties.
Ticket system is better way to dealing with customer about their issues where user can report or ask questions on various issues. If you have trouble with the site or program, you can use this option as help.
Email Templates & settings
To send mail we have dynamic email template which is changeable too. If you want you can change the template. It also supports multiple languages. We have two E-mail sending protocols. You can send email via SMTP and another one is default, send mail option.
2FA is an extra layer of security used to make sure that people trying to gain access to an online account are who they say they are. It is used to control access to systems and data from hackers. 2FA is allowed for By email, By Phone & By Google Authentication.
By email & phone: When you verify for email, a 6-digits code will be send to your email to verified your eamil address. By phone, verification process is same as email processing system.
By Google Authentication: Set up google authenticator app into your mobile phone before continuing, otherwise you will be unable to verify. Then scan QR code from your systems via phone & enter the 6-digit OTP from your app.
Email verification services help you to portect your account.This process is helpful to confirming that an email address is valid or not. System automatically send a verification code to the email address used to sign up for the account.
Manual Deposits & Payouts
Manual Deposit can possible by payMoney system. Admin can manually Deposit/payout for any individual users.
Know your customer (KYC)
It is the process of knowing your customers. It helps to verify the identity of any clients either before or during the time you start the business with them. KYC allows companies to protect themselves by ensuring that they are doing business legally or not, and it also protects the individuals who might otherwise be harmed by financial crime.
There are two types of verifications-
- Address verifications
- Identity verifications
Address verifications: Go to user profile and upload appropriate file for address verification. If admin approves it, it will display ‘Address verified’ in users list in admin panel and also in user profile in user panel.
Identity verifications: At first, from user panel select the identity type & provide your necessary credentials. When admin approves the user identity, it will show ‘Identity Verified’ in users list in admin panel and also as in user profile.
During each transaction admin will get email as transaction notification. Admin will be able to set individual admin email for individual transactions types (Deposit, Send, Request, Payout, Exchange, Payment).
To receive email notifications, admin must configure the notification settings from notification settings option. Admin can assign anyone (set email) for each transaction type.
User Status Change: Admin can change user status to Active/Inactive/Suspend.
Active: Users can do all types of activities from his/her panel.
Inactive: Users can’t login to the system. While going to login into the system a message will appear to the user that he/she is inactivated.
Suspend: Users will be able to login to the system, but they can’t do any type of transactions (Deposit, Send Money, Request payment, Exchange, Payout, Merchant payment)
Send/Request Money via Phone number
User can Send/Request money via user phone number ( Registered or unregistered users). While transferred amount or send request to user phone number, user get sms on their mobile number.
New Released Features (v-3.1)
New theme: For user dashboard and frontend new theme has been provided. Old theme design was also upgraded. Admin can switch between those two themes as preference.
Qrcode: Qr Code for user and merchant provided. Once user login to their profile, they can see the qrcode in the their profile settings.
PayMoney v-3.1 Auguest 31, 2021
Bug Fixing: Fixed an issue of data sorting in datatables Bug Fixing: Fixed an issue when user in 2Fa (user dashboard), address and identity menu not displayed Bug Fixing: Fixed an issue of dynamic page responsiveness Bug Fixing: Deposit backend validation Bug Fixing: Fixed an issue unique merchant validation Bug Fixing: Ticket searching using username that are not exist in user table Bug Fixing: Standard & express merchant (developer page - frontend) isn't translatable Bug Fixing: Fixed an issue block.io send receive network fee display in transaction list Bug Fixing: Fixed an issue block.io network fee is removed from revenue list Improvement: Upgraded to laravel version 8 Improvement: CSV export integrated with the latest package Improvement: block.io integrated with the latest version 2.0.2 Improvement: Coinpayment integrated with the rest api Improvement: Recaptcha added to the user registration Improvement: Custom validation remove from boot Improvement: Expired packages has been removed & upgraded to latest version Improvement: Remove junk files and folders. New Features: Admin security added (admin panel prefix, admin panel ip) New Features: Admin panel design new look New Features: Multi theme option added user dashboard (with dark mode) New Features: New theme added for userdashboard and frontend New Features: User profile qrcode & merchant qrcode added
PayMoney v-2.9 January 03, 2021
Bug Fixing: Fixed an issue during currency update, currency logo changed to default logo Bug Fixing: Fixed an issue during intallation, default currency rate should be 1. Bug Fixing: Fixed an issue with the language, in front-end request page text Bug Fixing: Fixed an issue when send/requesting money to unregistered user Bug Fixing: Fixed an issue when user make exchange and the exchange to currency is set to api Bug Fixing: Fixed an issue of multiple payout settings with the same email Bug Fixing: Fixed an issue of the user group update, permissions aren't diplayed as selected Bug Fixing: Fixed an issue in Revenue list, Exchange From fees added. Bug Fixing: Fixed an issue with the coinpayment, which arising an error during confirmation Bug Fixing: Fixed an issue of 2fa verification via google 2fa authenticator Improvement: Block.io is reintegrated with webhook, so customer can easily make it configured and functional (socket.io removed) Improvement: Twillio can process now more than 1600 characters Improvement: Payout Setting backend validation added Improvement: When admin changes payout status from pending to success, email/sms sent to the user. Improvement: In payout cancellation (by admin), money+fees will be refunded to the user wallet Improvement: In transaction details sender & recevier's email/phone displayed besides name Improvement: Send mail/sms to user when admin deposit or payout for user Improvement: Admin can choose which default country code will be selected during user registration Improvement: User can not input more than 8 decimal in the amount section during send/request Improvement: In registration, instead of inserting random country to user profile, based on phone number carrier code, country will be set as user profile. Other wise default country will be set to the user country. Improvement: Security improved for form data request. Improvement: Remove junk files and folders.
PayMoney v-2.7 March 08, 2020
Bug Fixing: Fixed an issue with user name search filter in admin transactions, admin transfers & admin request money panel Bug Fixing: Fixed an issue with admin email notifications not sending to correct language Bug Fixing: Fixed an issue with system default timezone not setting correctly during user registration Improvement: Social Icons in footer will now show only those admin has set; not all New Features: CryptoCurrencies (Block.io - https://block.io) New Features: Twilio SMS Gateway (except - signup verification)
PayMoney v-2.5 December 23, 2019
Bug Fixing: Fixed an issue with htaccess causing conflict during installation Bug Fixing: Fixed an issue with mobile API's middleware protection not working Bug Fixing: Fixed an issue with Google reCAPTCHA not working